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since 11/2006

accident insurance Spain

agencia vinculada de seguros

boat and golf insurance in Spain

BUPA

business insurance in Spain

car insurance in Spain

Commercial Premises insurance - Spain

Community Insurance 'Comunidad' - Spain

Company

 Platinum - health plan for employees in Latin America and the Caribbean

"couples" 

dental and medical insurance plans

English insurance agent in Spain

España

expatriate insurance

Français

health insurance Bulgaria

health insurance Cyprus

health insurance Czech Republic

health insurance France

health insurance Germany

health insurance Italy

health insurance Poland

health insurance Portugal

health insurance Spain

health insurance UK

house insurance Spain

insurance Barcelona seguros

insurance Madrid seguros

insurance Valencia seguros

international health, medical and travel insurance cover

international travel insurance

life insurance in Spain

Maritime plan - international health cover (crew only)

Oil and Gas Industry - health insurance

Patrocinadores - América Latina y el Caribe

Sanitas Accesible Síndrome de Down

Sanitas Accesible Down Syndrome

Sanitas Exterior - 100% hospital and outpatient reimbursement health insurance costs for employees working in 190 countries (when company is based in Spain!)

Spain

Teachers - international health cover (Spain)

traducciones juradas (sworn translations)

translations y traducciones

turismo rural tourism

welcome to Spain!

Worldwide Health Options

world travel insurance

 

IHI Critical Illness  ( Supplement to your IHI health insurance)  (Castellano )

10. Assignment, cancellation and expiry

10.1 Without the prior written consent of the Company, no party shall be entitled to create a charge on or assign the rights under the Insurance.

10.2 The Insurance is automatically renewed on each policy anniversary until:

* the age of 65 (sixty-five) years, or

* the end of the policy terms, or

* the death of the insured, or

* the insurance sum has been paid out, or

* cancellation of the IHI health insurance.

10.3 The Insurance can be cancelled by the policyholder as from the anniversary date with 1 (one) month's notice.

10.4 The Company can stop or suspend an insurance product at 3 (three) months' notice prior to the policy anniversary.

10.5 Where, upon taking out the Insurance or subsequently, the policyholder or the insured has fraudulently changed original documents or disclosed incorrect information or withheld facts which may be regarded as being of importance to the Company, the insurance contract shall be void and shall not be binding on the Company.

10.6 Where, upon taking out the Insurance or subsequently, the policyholder or the insured has disclosed incorrect information, the insurance contract shall be void, and the Company shall not be liable if the Company would not have accepted the Insurance if the correct information had been disclosed. If the Company would have accepted the Insurance but on other terms, the Company shall be liable to the extent to which the Company would have undertaken the obligation in accordance with the agreed premium.

10.7 Where, upon taking out the Insurance, the policyholder or the insured neither knew nor should have known that the information disclosed by him / her was incorrect, the Company shall be liable as if such incorrect information had not been disclosed.

10.8 Upon expiry of the Insurance, the Company's liability shall cease.

 

INDEX

Art 1. Acceptance of the insurance Art 2. Date of commencement and waiting period Art 3. Who is covered by the insurance?
Art 4. Where is cover valid? Art 5. What is covered by the insurance? Art 6. Covered diagnoses and surgeries
Art 7. How to report a claim Art 8. Exceptions Art 9. Payment of premium
  Art 11. Disputes, venue etc Glossary

Insurance sums

Coverage for 11 critical diagnoses and surgeries

 

Coverage for 11 critical diagnoses and surgeries Insurance sums
Policy Conditions Premium Table ( GBP / USD / EUR / CHF / DKK )

 

Accident Anniversary date Applicant Application
Commencement date Documents Hospitalisation IHI health insurance
Insurance Insurance sum Insured Physical report
Place of treatment Policy conditions Policyholder Policy schedule
Special terms Standard terms Surgery Treatment
Waiting period      

 

 

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Disclaimer / Aviso

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Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

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Última modificación: 18 de May de 2011