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IHI International Health and Hospital Plan   (2007)  ( Castellano )

Policy Conditions (valid from 1 January 2007)

Art. 1 Acceptance of the insurance

1.1 International Health Insurance danmark a/s, hereinafter called the Company, shall decide whether the insurance can be accepted. In order for the insurance to be accepted and the Company to become liable, the application must be approved by the Company and the necessary premium paid to the Company.

1.2 In order for the insurance to be accepted by the Company on standard terms, the applicant must be of sound health at the time of acceptance and must not suffer nor have suffered from any recurring disease, illness, injury, bodily infirmity or physical disability, and the applicant must not have attained 60 (sixty) years of age at the time of acceptance.

1.2.1 If the conditions in Art 1.2 are not met and the applicant has not attained 80 (eighty) years of age at the time of acceptance, the Company may offer the insurance on special terms. If the Company decides to offer the insurance on special terms, the policyholder will receive a policy schedule in which these terms are stated.

1.2.2 All underwriting and issuance of policy schedules are made from the Company's Headquarters in Copenhagen, Denmark.

1.3 In the event of a change in the applicant's state of health after the application has been signed but before the Company's approval thereof, the applicant shall be under the obligation to notify the Company of such change immediately.

1.4 The currency chosen for the insurance cannot be changed after the Company's acceptance of the application

 

 

Para pedir una cotización o una aclaración / For a quote or details:  
email saniprof@mail.ddnet.es /  dmh@e-consultas.com
Fax: (+ 34) 91 8032484
Teléfono / 'phone: (+ 34) 609 522 300

 

Chosen currency Cover Critical Illness Dental and optical cover
Glossary Hospital treatment ( Other treatment ) IHI - Travel List of Reimbursements
Manage your policy online Medical evacuation and repatriation Medicine & Appliances Non-Hospitalisation Benefits
Personal Accident Policy Conditions The Hospital Plan (Options: Module1 / Module2 / Module3 / Module4  ) With a deductible

 

This glossary with definitions is part of the Policy Conditions

Acute serious illness Anniversary date Applicant Application
Claim Commencement date Deductible Documents
Due date Hospitalisation Insurance Insured
Normal occupation Outpatient Policy conditions Policyholder
Policy schedule Pre-existing condition Reimbursement rates Renewal
Serious injury Special terms Standard terms Subrogation
Surgery Terminal phase Waiting period  

 

INDEX

In accordance with the Danish Insurance Contracts Act.

Art 1. Acceptance of the insurance Art 2. Commencement date Art 3 Waiting periods in connection with new insurance contracts and extension of cover Art 4. Who is covered by the insurance?
Art 5. Where is cover provided? Art 6. What is covered by the insurance? Art 7. Hospital Plan Art 8 Module 1 - Non-hospitalisation benefits
Art 9. Module 2 - Medicine & appliances Art 10. Module 3 - Medical evacuation and repatriation Art 11. Modules 4A and 4B - dental and optical Art 12. Exceptions for reimbursement 
Art 13. How to report a claim Art 14. Cover by third parties Art 15. Payment of premium Art 16. Information necessary to the Company
Art 17. Assignment, cancellation and expiry Art 18. Disputes, venue etc   Glossary

 

 

 

 

 

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Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

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Última modificación: 06 de June de 2010