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Have you ever thought about what would happen to your family, career and financial situation if you were struck by an unexpected illness? Our experience shows that long-term illness may have serious financial and social consequences.

IHI - A company you can trust

You can feel confident that no matter where you live, travel or work, you and your family have the best possible health insurance and support should you need it:

Your cover options

You can choose from 5 types of cover ( A, B, C, D, E, ). All of these options can be supplemented with cover for Dental and Optical expenses and / or Medical evacuation & repatriation. A detailed description of the various types of cover is given below. In the List of Reimbursements and in the Policy Conditions, you will find a detailed description of the types of cover.

You also have the possibility of enhancing your cover with a Critical Illness and / or Personal Accident plan.

If you need help

Whether you have questions regarding your cover, claims etc or you have an emergency situation, you can feel safe knowing that IHI only employ the most caring people with excellent linguistic skills and a comprehensive understanding of cultural differences to take care of your needs - our staff go the extra mile to provide personal and professional service.

Para pedir una cotización o una aclaración / For a quote or details:
email	*saniprof@mail.ddnet.es / dmh@e-consultas.com*
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

Basic and Extended Dental and Optical cover - which also increases the overall annual sum insured for your insurance plan (Options A to E) when you take out this supplementary cover

Supplementary cover: Medical evacuation & repatriation. eg transport by 'plane or helicopter to a suitable place of treatment / expenses for accompanying person / the overall annual sum insured for your insurance plan (Options A to E) is increased when you take out this supplementary cover.

IHI Assist (24 hour emergency service and health advice)

Accommodation and treatment	Ambulance treatment	Appliances
Chemotherapy	Chiropractor	Critical Illness (option)
Dental and Optical expenses	Dialysis	Emergency room treatment
Extra bed for accompanying parent	Eye and ear specialists	General Practitioners
Glossary	Health resort and convalescence	Home nursing
Hospice	Hospital treatment ( Other treatment )	Hospitalisation and inpatient treatment
Inpatient rehabilitation	Intensive care	List of Reimbursements
Manage your policy online	Maternity	Medical evacuation & repatriation
Medicine prescribed by a physician	Medical treatment and medicine while in hospital	Nursing accommodation - a once only benefit
Organ transplant	Osteopath	Other medical assistance
Other specialists	Outpatient services	Outpatient surgery
Outpatient treatment in a hospital or clinic	Pacemaker	Personal Accident (option)
Physiotherapy	Policy Conditions	Pre- and post-examinations in connection with hospitalisation
Premium	radiation	Reimbursement in hospitals / clinics with fixed packages
Surgery - inpatient	Surgery - outpatient	Waiting periods
Worldwide Health Insurance Group 7 (A, B, C, D, E,)

Policy Conditions (valid from 1.1.07)

In accordance with the Danish Insurance Contracts Act

Article 1. Acceptance of the insurance	Article 2. Commencement date	Article 3. Waiting periods in connection with new insurance contracts and extension of cover	Article 4. Who is covered by the insurance?
Article 5. Where is cover provided?	Article 6. What is covered by the insurance?	Article 7. Medical evacuation and repatriation	Article 8. Exceptions for reimbursement
Article 9. How to report a claim	Article 10. Cover by third parties	Article 11. Payment of premium	Article 12. Information necessary to the Company
Article 13. Assignment, cancellation and expiry	Article 14. Disputes, venue etc	Glossary

Glossary

This glossary with definitions is part of the Policy Conditions

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Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

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