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These Notes are very important. Please read them carefully along with the table of benefits, as they explain more fully the benefits that are available to you and apply to each person covered under your membership.

Note 1 - Out-patient treatment

This is treatment which does not normally require a patient to occupy a hospital bed. We pay the Out-patient treatment charges explained in the following Notes.

Please remember that a consultant, therapist or complementary medicine practitioner must provide the treatment.

Note 1a: Consultant's fees for consultations: pathology, X-rays, diagnostic tests: costs for treatment by therapists or complementary medicine practitioners: consultants' fees for psychatric treatment.

We pay up to a total amount of £Sterling1000 or US$1800 or €Euros1500 as applicable each membership year for the following out-patient treatment set out in this Note 1a. This is the overall total amount we will pay for all such treatment received each membership year by each person covered under the scheme.

* Consultants' fees for consultations

We pay consultation fees for out-patient treatment. This means a meeting with a consultant to assess your condition.

* Pathology, X-rays and diagnostic tests

We pay for pathology (such as checking blook and urine samples for specific abnormalities), radiology (such as X-rays) and diagnostic tests (such as electrocardiograms), when recommended by your consultant to help determine or assess your condition as part of out-patient treatment.

* Costs for treatment by therapists or complementary medicine practitioners including dieticians. We only pay the initial consultation plus 2 follow-up visits with a dietician when required as the result of an eligible condition, such as diabetes or heart disease. We do not pay dietician expenses for conditions such as obesity.

We pay for out-patient treatment by therapists and complementary medicine practitioners.

* Consultants' fees for psychiatric treatment

We pay consultants' fees for psychiatric treatment which you receive as out-patient treatment. Unless specifically agreed otherwise under the agreement between us and your sponsor we will only pay after you have been a member of the scheme for any BUPA scheme which includes cover for psychiatric treatment for the whole of the two years leading up to the treatment.

Note 1b: Out-patient surgical operations

If you need a surgical operation which is covered by your membership and carried out as out-patient treatment - such as the removal of a small cyst - we pay for this treatment in full when it is provided by a consultant.

Note 1c: MRI and CT scans (head and body scanning)

We pay in full for magnetic resonance imaging (MRI) and computed tomography (CT) recommended by your consultant or family doctor and carried out as out-patient treatment.

Note 1d: Cancer tests, drugs and consultants' fees for oncology

We pay in full for consultants' fees that are related specifically to planning and carrying out out-patient treatment for cancer.

We also pay hospital charges in full for tests and drugs (such as cytotoxic drugs) that are related specifically to planning and carrying out out-patient treatment for cancer.

Complaints	Cost / Subscriptions	Glossary
Notes to the table of contents	Table of benefits	What is covered?
What is not covered?

Para pedir una cotización o una aclaración / For a quote or details:
email	saniprof@mail.ddnet.es ( If you don't receive an answer in 24 hours / Si no le contesto dentro de 24 horas )
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

Acute conditions	Agreement	Appliance	Chronic conditions
Complementary medicine practitioner	Consultant	Day-case treatment	Dental practitioner
Diagnostic tests	Emergency dental treatment	Family doctor	Hospital
In-patient treatment	Intensive care	Membership year	Out-patient treatment
Pre-existing conditions	Prosthesis	Psychiatric treatment	Qualified nurse
Rehabilitation	Renewal date	Sponsor	Surgical operation
Therapists	Treatment	United Kingdom / UK	You / your

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